Healthcare Solutions for Tribal Nations
Tribal Healthcare Solutions is a proprietary program created by Tribal First and Alliant Insurance Services to provide Native American clients with comprehensive, cost-effective healthcare solutions.
Leveraging its aggregate buying power within the Native American community, Tribal First is able to negotiate lower rates with the nation’s premier health insurers exclusively for the benefit of tribal clients.
Unmatched Tribal Experience
Since 1993, Tribal First has been meeting the unique needs of tribal governments and business enterprises. Today, with more than 400 tribal nation relationships, Tribal First is the leading broker of exclusive and customized health benefits solutions for tribes, tribal government employees, and employees of tribal enterprises. In addition, Tribal First is America’s leading resource for workers’ compensation and property and casualty insurance for tribal governments and enterprises.
Group Coverage
Comprehensive, high-quality programs for the following types of group coverage are offered:
- Medical insurance
- Dental insurance
- Vision care
- Basic life insurance and accidental death and dismemberment (AD&D) insurance
Understanding Native American Culture
Tribal First understands that in many native cultures, health and healing programs must address the mental, physical, emotional, and spiritual health of each individual. To better serve those needs, Tribal First develops programs that integrate native culture with health services provided by Western medicine, as well as homeopathic care providers.
By investing time and energy into understanding the unique cultural nuances of Native America, we also have gained the insight necessary to create health awareness and education programs for the many diverse cultures of those employed by tribally owned and operated organizations.
Additional Services and Benefits
As part of its comprehensive approach to meeting the total health needs of tribal clients, we also offer a wide range of other services and benefits. These include:
- Carve-outs—Carve-out programs enable employers to create customized healthcare solutions.
- Wellness programs—Including on-site and telephonic coaching, disease management, health risk assessments, biometric wellness advocates, health educational programs, and employee assistance.
- Benefit administration—Third-party service providers offer a wide range of administration services.
- Worksite products—Voluntary benefits at group discounts can be offered to employees at no cost to employers, serving as an enhanced benefit to employees.
- Financial modeling—This predictive modeling tool helps identify the true cost of employer expansions or contractions.
- Legislative updates—Employers receive regular updates from top tribal law experts on new and potential legislation affecting tribes and Native American enterprises.
- On-site health clinics—These can reduce overall medical costs for employers and serve as unique perks for employees.