Waste Haulers and Recycling Insurance Program
Formed by Alliant Insurance Services nearly 20 years ago, the Waste Haulers and Recyclers Insurance Program (WHIP) provides comprehensive, cost-effective coverage for waste haulers and recycling-related companies across the country.
WHIP is administered by Alliant Specialty Insurance Services (ASIS), an operating group of Alliant Insurance Services. ASIS brings together underwriting, actuarial, and distribution intermediaries that understand the special insurance needs of the refuse and recycling industry. Insurance is placed with “A” rated and admitted carriers.
WHIP is currently distributed through select co-broker relationships in:
- California
- Oregon
- Washington
- Utah
|
- Arizona
- Colorado
- Oklahoma
- Illinois
|
- Indiana
- Ohio
- Florida
- Texas
|
- Georgia
- North Carolina
- South Carolina
- Pennsylvania
|
ASIS is actively seeking to expand the program into additional states through qualified co-brokers who write this type of business.
WHIP is designed to provide comprehensive coverage for regional waste hauling and recycling companies that are well run, well managed, and have a claims history that reflects a commitment to safety.
Companies qualifying for WHIP include:*
- Refuse haulers
- Transfer stations
- Recycling collection centers
- Material recovery facilities
- Other related operations, including:
- Portable toilet companies
- Construction roll-off haulers
- Site clean-up companies
- Haulers to and from transfer stations and landfills
WHIP Coverages
Primary coverages include:
- Auto liability and physical damage
- General liability
- Property
- Inland marine
Other coverages available include:
- Employee benefits liability
- Umbrella coverage
- Pollution liability
- Employment practices liability and shredders errors and omissions
- Workers compensation
Supporting Programs
Supporting programs that are available through ASIS include:
- Pollution for landfills and environmental facilities
- Self-insurance and private self-insured groups
- Public entity pool underwriting and consultation
- Public entity property and liability coverage
- Special districts (special liability insurance program)
- Public works construction (owner-controlled insurance program)
*Ineligible companies include those with uncontrolled loss experience; those with more than “insignificant” products exposure (for example, recycling firms that sell recycled materials or products or “pick-a-part” operations); and hazardous waste haulers (asbestos, PCBs, etc.).